For too long, e-commerce businesses have had to juggle multiple financial tools—one for payments, another for spending, and yet another for reconciliation. Legacy solutions are fragmented, slow, and built for banks, not businesses.
Franklin is here to change that.
Today Franklin is known as a payment card— but we're going to be so much more. We’re building the first unified financial platform for e-commerce. From payments and expense management to acquiring and reconciliation, Franklin brings everything into one seamless ecosystem.
No banking-lingo, no hidden fees—just 0.5% cashback on all spending, automated accounting, and a platform that help e-commerce businesses scale faster. Finance teams shouldn’t have to piece together scattered solutions.
The future of e-commerce finance is all-in-one, automated, and built for growth.
Welcome to Franklin.
Nikolaj Bomann Mertz
CEO & Co-founder, Franklin
Peter Klit
CCO & Co-founder
Nikolaj Bomann Mertz
CEO & Co-founder
Johan Frølich
CTO & Co-founder
Oliver Cederborg
Full-stack Developer
Jonas Jepmond
Account Executive
jonas@hifranklin.com
Josephine Korch
Head of Operations
Casper Engelmann
Full-stack Developer
Ander Rodriguez
Full-stack Developer
Caroline Juel
Customer & Ops coordinator
Felix Kunz
Creative
Noah Giolbas
Finance
Oscar Erichsen
Business Developer
Heidie Lobedanz
Administration
frulobe@gmail.com
Get in touch
We look forward to hearing from you.
Kronprinsensgade 1, 2,
1114 Copenhagen,
Denmark
+45 7060 4676
June 2023
"Mate, I have this idea.."
All great ideas start on the back of an envelope—Franklin did too. From scribbles to a PowerPoint, to a prototype… and just like that, we were in the game. No product, no customers—just a big vision and the drive to make it happen.
December 2023
Game on..
The founding team went all in. No backup plans, no side gigs—just 100% focus on making Franklin a reality. We quit our jobs, burned the ships, and went all-in on building something that would change e-commerce finance forever.
March 2024
Partnering with NIUM
Locked in a powerhouse partnership with NIUM, giving us the infrastructure to launch and start onboarding customers. This was the missing piece—now, Franklin had the backbone to move serious money.
April 2024
First customer onboarded
Our first customers went live. No more theories—real businesses started using Franklin to move money faster and smarter. Seeing the first transactions roll in? That hit different. It wasn’t just an idea anymore; it was working.
June 2024
€1M in card spend
We hit €1M in card spend. From zero to seven figures in months—proof that businesses needed what we built. This wasn’t a fluke. It was demand.
What’s that smell…? Product-market fit?
December 2024
Halfway to €1M ARR
We crossed €500K ARR. Halfway to €1M ARR and picking up speed. The engine was running, and we weren’t lifting our foot off the gas.
January 2025
Team of 8
The team grew to 8 people. More talent, more firepower, and a bigger vision for what’s next. The office (okay, Slack) was buzzing, and momentum was on our side.
To be continued…
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Entrepreneurs launch payment solutions targeted at marketing
Fintech company raises money in quick investment round
Franklin builds payment solution to help e-commerces
"We chose the name Franklin as a symbol of trust and financial wisdom"
