For too long, e-commerce businesses have had to juggle multiple financial tools—one for payments, another for spending, and yet another for reconciliation. Legacy solutions are fragmented, slow, and built for banks, not businesses.
Franklin is here to change that.
Today Franklin is known as a payment card— but we're going to be so much more. We’re building the first unified financial platform for e-commerce. From payments and expense management to acquiring and reconciliation, Franklin brings everything into one seamless ecosystem.
No banking-lingo, no hidden fees—just 0.5% cashback on all spending, automated accounting, and a platform that help e-commerce businesses scale faster. Finance teams shouldn’t have to piece together scattered solutions.
The future of e-commerce finance is all-in-one, automated, and built for growth.
June 2023 "Mate, I have this idea.." All great ideas start on the back of an envelope—Franklin did too. From scribbles to a PowerPoint, to a prototype… and just like that, we were in the game. No product, no customers—just a big vision and the drive to make it happen.
October 2023 Funding secured.. We raised our first round of funding. With investors on board, we had the firepower to start building for real. Suddenly, it wasn’t just an idea anymore—it was a company. A company with capital, ambition, and zero excuses.
October 2023 Funding secured.. We raised our first round of funding. With investors on board, we had the firepower to start building for real. Suddenly, it wasn’t just an idea anymore—it was a company. A company with capital, ambition, and zero excuses.
December 2023 Game on.. The founding team went all in. No backup plans, no side gigs—just 100% focus on making Franklin a reality. We quit our jobs, burned the ships, and went all-in on building something that would change e-commerce finance forever.
January 2024 First employee We made our first full-time hire, Oliver. The team was growing, and things were getting real. People familiar with the matter say Franklin wouldn’t be where it is today without him… but let’s be real, we don’t say that to his face too often.
We quickly had to move into our new office.
January 2024 First employee We made our first full-time hire, Oliver. The team was growing, and things were getting real. People familiar with the matter say Franklin wouldn’t be where it is today without him… but let’s be real, we don’t say that to his face too often.
We quickly had to move into our new office.
March 2024 Partnering with NIUM Locked in a powerhouse partnership with NIUM, giving us the infrastructure to launch and start onboarding customers. This was the missing piece—now, Franklin had the backbone to move serious money.
April 2024 First customer onboarded
Our first customers went live. No more theories—real businesses started using Franklin to move money faster and smarter. Seeing the first transactions roll in? That hit different. It wasn’t just an idea anymore; it was working.
June 2024 €1M in card spend
We hit €1M in card spend. From zero to seven figures in months—proof that businesses needed what we built. This wasn’t a fluke. It was demand.
What’s that smell…? Product-market fit?
December 2024 Halfway to €1 ARR
We crossed €500K ARR. Halfway to €1M ARR and picking up speed. The engine was running, and we weren’t lifting our foot off the gas.
January 2025 Team of 8
The team grew to 8 people. More talent, more firepower, and a bigger vision for what’s next. The office (okay, Slack) was buzzing, and momentum was on our side.
Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).
Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).
Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).
Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).
Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).