We are rethinking
e-commerce finance

We are
rethinking

e-commerce
finance

We are rethinking
e-commerce finance

Our promise to you

Our promise to you

Our promise to you

Our promise to you

Our promise to you

For too long, e-commerce businesses have had to juggle multiple financial tools—one for payments, another for spending, and yet another for reconciliation. Legacy solutions are fragmented, slow, and built for banks, not businesses.


Franklin is here to change that.


Today Franklin is known as a payment card— but we're going to be so much more. We’re building the first unified financial platform for e-commerce. From payments and expense management to acquiring and reconciliation, Franklin brings everything into one seamless ecosystem.

No banking-lingo, no hidden fees—just 0.5% cashback on all spending, automated accounting, and a platform that help e-commerce businesses scale faster. Finance teams shouldn’t have to piece together scattered solutions.

The future of e-commerce finance is all-in-one, automated, and built for growth.


Welcome to Franklin.


Nikolaj Bomann Mertz
CEO & Co-founder, Franklin

Peter Klit

CCO & Co-founder

peter@hifranklin.com

peter@hifranklin.com

peter@hifranklin.com

Nikolaj Bomann Mertz

CEO & Co-founder

nikolaj@hifranklin.com

nikolaj@hifranklin.com

nikolaj@hifranklin.com

Johan Frølich

CTO & Co-founder

johan@hifranklin.com

johan@hifranklin.com

johan@hifranklin.com

Oliver Cederborg

Full-stack Developer

oliver@hifranklin.com

oliver@hifranklin.com

oliver@hifranklin.com

Casper Engelmann

Full-stack Developer

casper@hifranklin.com

casper@hifranklin.com

casper@hifranklin.com

Ziggy Andreasen

Business Developer

ziggy@hifranklin.com

ziggy@hifranklin.com

ziggy@hifranklin.com

Noah Giolbas

Finance

noah@hifranklin.com

noah@hifranklin.com

noah@hifranklin.com

Felix Kunz

Content Manager

felix@hifranklin.com

felix@hifranklin.com

felix@hifranklin.com

Get in touch

We look forward to hearing from you.

We Are Here
For You

We Are Here
For You

We Are Here
For You

We Are Here
For You

We Are Here
For You

Kronprinsensgade 1, 2,

1114 Copenhagen,
Denmark


+45 7060 4676

Our story, so far..

Our story, so far..

Our story, so far..

Our story, so far..

Our story, so far..

June 2023

"Mate, I have this idea.."

All great ideas start on the back of an envelope—Franklin did too. From scribbles to a PowerPoint, to a prototype… and just like that, we were in the game. No product, no customers—just a big vision and the drive to make it happen.


October 2023

Funding secured..

We raised our first round of funding. With investors on board, we had the firepower to start building for real. Suddenly, it wasn’t just an idea anymore—it was a company. A company with capital, ambition, and zero excuses.

October 2023

Funding secured..

We raised our first round of funding. With investors on board, we had the firepower to start building for real. Suddenly, it wasn’t just an idea anymore—it was a company. A company with capital, ambition, and zero excuses.

December 2023

Game on..

The founding team went all in. No backup plans, no side gigs—just 100% focus on making Franklin a reality. We quit our jobs, burned the ships, and went all-in on building something that would change e-commerce finance forever.

January 2024

First employee

We made our first full-time hire, Oliver. The team was growing, and things were getting real. People familiar with the matter say Franklin wouldn’t be where it is today without him… but let’s be real, we don’t say that to his face too often.

We quickly had to move into our new office.

January 2024

First employee

We made our first full-time hire, Oliver. The team was growing, and things were getting real. People familiar with the matter say Franklin wouldn’t be where it is today without him… but let’s be real, we don’t say that to his face too often.

We quickly had to move into our new office.

March 2024

Partnering with NIUM

Locked in a powerhouse partnership with NIUM, giving us the infrastructure to launch and start onboarding customers. This was the missing piece—now, Franklin had the backbone to move serious money.

April 2024

First customer onboarded

Our first customers went live. No more theories—real businesses started using Franklin to move money faster and smarter. Seeing the first transactions roll in? That hit different. It wasn’t just an idea anymore; it was working.

June 2024

€1M in card spend

We hit €1M in card spend. From zero to seven figures in months—proof that businesses needed what we built. This wasn’t a fluke. It was demand.

What’s that smell…? Product-market fit?


December 2024

Halfway to €1 ARR

We crossed €500K ARR. Halfway to €1M ARR and picking up speed. The engine was running, and we weren’t lifting our foot off the gas.

January 2025

Team of 8


The team grew to 8 people. More talent, more firepower, and a bigger vision for what’s next. The office (okay, Slack) was buzzing, and momentum was on our side.

To be continued…

Press

Press

Can Denmark become a leading fintech nation?

Entrepreneurs launch payment solutions targeted at marketing

Fintech company raises money in quick investment round

Franklin builds payment solution to help e-commerces

"We chose the name Franklin as a symbol of trust and financial wisdom"

Danish fintech startup Franklin goes live with first payment cards

Danish start-up Franklin launches Visa cards for e-commerce merchants

Danish fintech startup partners with NIUM to revolutionize financial services

Kronprinsensgade 1, 2, 1114 Copenhagen, Denmark.

© Copyright 2024. All Rights Reserved.




Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe.  UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).

Kronprinsensgade 1, 2, 1114 Copenhagen, Denmark.

© Copyright 2024. All Rights Reserved.




Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe.  UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).

Kronprinsensgade 1, 2, 1114 Copenhagen, Denmark.

© Copyright 2024. All Rights Reserved.




Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe.  UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).

Kronprinsensgade 1, 2, 1114 Copenhagen, Denmark.

© Copyright 2024. All Rights Reserved.




Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe.  UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).

Kronprinsensgade 1, 2, 1114 Copenhagen, Denmark.

© Copyright 2024. All Rights Reserved.




Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe.  UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).