AGENTIC FINANCE PLATFORM

Payment cards built for e-commerce.

Cards, bill pay and agents that do your books. Get 10+ hours back every month and cashback on every transaction.

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Starting from €0 a month

Trusted by leading e-commerce companies

Cashback on every card purchase

Every euro earns 0.5% back - flat, uncapped, paid out monthly. Ads, tools, inventory, no exceptions.

0.5% back on all card spend

Uncapped. The same 0.5% on your first and last EUR spend.

Paid out monthly

Cashback is automatically paid out to your account each month.

See how much you could get back →

Counts on all your card spend

Ads, coffee, inventory, software, shipping - you name it. No asterisks.

Up to €1M monthly spend limits

Designed to withstand even Black Friday ad spend.

One platform for e-commerce finance.
Agents that work for you 24/7.

Cards, Bill Pay, accounting automation and integrations - all controlled from one platform or our API.

Cards

Issued in seconds, cashback on every purchase

Coming soon

Bill Pay

Forward it, approve it and forget it

API & MCP

Your AI asks, Franklin answers

Read & match receiptsMeta Ads

Inbox

Date

18 Jul 2026

Amount

1.240,00

Reference

A-2231

Merchant

Meta Platforms

Matched to transaction8842

Accounting automation

Every transaction scanned and booked

Integrations

Plugs into the tools you already use

Auto-syncLive

Meta Ads

Google Ads

AWS

Shopify

Slack

Figma

Meta Ads

Google Ads

AWS

Shopify

Slack

Figma

e-conomic

Dinero

Xero

QuickBooks

e-conomic

Dinero

Xero

QuickBooks

Fetched · 11 platformsAccounting

Read about all the features

Tap, snap a photo, done.

Add your card to Apple Pay or Google Pay, and tap to pay anywhere. Snap the receipt, and Franklin matches, codes and books it for you.

Live in your wallet, instantly

Your card is ready to spend the second it has been issued, also on Apple Pay and Google Pay. No waiting for a physical card to arrive.

Books close themselves

Snap the receipt, and Franklin matches, codes and books it for you.

0.5% back, wherever you tap

Every purchase earns the same 0.5% back, whether it is on ads, coffee, or inventory. You name it.

Same limits, wherever you pay

Limits, categories and approvals carry over automatically. Every purchase shows up on your dashboard the moment it happens.

Tap, snap a photo, done.

Add your card to Apple Pay or Google Pay, and tap to pay anywhere. Snap the receipt, and Franklin matches, codes and books it for you.

Live in your wallet, instantly

Your card is ready to spend the second it has been issued, also on Apple Pay and Google Pay. No waiting for a physical card to arrive.

Books close themselves

Snap the receipt, and Franklin matches, codes and books it for you.

0.5% back, wherever you tap

Every purchase earns the same 0.5% back, whether it is on ads, coffee, or inventory. You name it.

Same limits, wherever you pay

Limits, categories and approvals carry over automatically. Every purchase shows up on your dashboard the moment it happens.

Tap, snap a photo, done.

Add your card to Apple Pay or Google Pay, and tap to pay anywhere. Snap the receipt, and Franklin matches, codes and books it for you.

Live in your wallet, instantly

Your card is ready to spend the second it has been issued, also on Apple Pay and Google Pay. No waiting for a physical card to arrive.

Books close themselves

Snap the receipt, and Franklin matches, codes and books it for you.

0.5% back, wherever you tap

Every purchase earns the same 0.5% back, whether it is on ads, coffee, or inventory. You name it.

Same limits, wherever you pay

Limits, categories and approvals carry over automatically. Every purchase shows up on your dashboard the moment it happens.

Tap, snap a photo, done.

Add your card to Apple Pay or Google Pay, and tap to pay anywhere. Snap the receipt, and Franklin matches, codes and books it for you.

Live in your wallet, instantly

Your card is ready to spend the second it has been issued, also on Apple Pay and Google Pay. No waiting for a physical card to arrive.

Books close themselves

Snap the receipt, and Franklin matches, codes and books it for you.

0.5% back, wherever you tap

Every purchase earns the same 0.5% back, whether it is on ads, coffee, or inventory. You name it.

Same limits, wherever you pay

Limits, categories and approvals carry over automatically. Every purchase shows up on your dashboard the moment it happens.

Integrates with the tools you already use

OMHU

Birdie

“Having the right financial setup is crucial for e-commerce companies looking to scale their business. With Franklin we don’t have to worry about low spend limits or waste time chasing down receipts from multiple platforms. To top it up, their monthly cashback gives us even more ammunition to scale our monthly marketing efforts. I highly recommend it!” - Emil Nissen, CEO & Co-founder

Bland Selv Frø

“We were looking for a payment card with high spending limits to fuel our digital advertising, and with their monthly cashback and bookkeeping capabilities, Franklin was a bit of a no-brainer" - Nikolaj van den Berg, PPC Specialist

Danish Endurance

"Getting cashback on our ad and software spend is the best invention since the wheel. Automatic integration to our finance system even saves time in accounting. Can’t recommend Franklin enough” - Henrik Berg, CEO and Co-Founder

BASIC + ALLY

"We chose Franklin because we needed a flexible spending solution without the limitations of traditional corporate cards. The cashback is a great bonus, and the platform is intuitive and easy to use. We’re happy to recommend Franklin to any company looking to scale efficiently."

Arturel

OMHU

Birdie

“Having the right financial setup is crucial for e-commerce companies looking to scale their business. With Franklin we don’t have to worry about low spend limits or waste time chasing down receipts from multiple platforms. To top it up, their monthly cashback gives us even more ammunition to scale our monthly marketing efforts. I highly recommend it!” - Emil Nissen, CEO & Co-founder

Bland Selv Frø

“We were looking for a payment card with high spending limits to fuel our digital advertising, and with their monthly cashback and bookkeeping capabilities, Franklin was a bit of a no-brainer" - Nikolaj van den Berg, PPC Specialist

Danish Endurance

"Getting cashback on our ad and software spend is the best invention since the wheel. Automatic integration to our finance system even saves time in accounting. Can’t recommend Franklin enough” - Henrik Berg, CEO and Co-Founder

BASIC + ALLY

"We chose Franklin because we needed a flexible spending solution without the limitations of traditional corporate cards. The cashback is a great bonus, and the platform is intuitive and easy to use. We’re happy to recommend Franklin to any company looking to scale efficiently."

Arturel

OMHU

Birdie

“Having the right financial setup is crucial for e-commerce companies looking to scale their business. With Franklin we don’t have to worry about low spend limits or waste time chasing down receipts from multiple platforms. To top it up, their monthly cashback gives us even more ammunition to scale our monthly marketing efforts. I highly recommend it!” - Emil Nissen, CEO & Co-founder

Bland Selv Frø

“We were looking for a payment card with high spending limits to fuel our digital advertising, and with their monthly cashback and bookkeeping capabilities, Franklin was a bit of a no-brainer" - Nikolaj van den Berg, PPC Specialist

Danish Endurance

"Getting cashback on our ad and software spend is the best invention since the wheel. Automatic integration to our finance system even saves time in accounting. Can’t recommend Franklin enough” - Henrik Berg, CEO and Co-Founder

BASIC + ALLY

"We chose Franklin because we needed a flexible spending solution without the limitations of traditional corporate cards. The cashback is a great bonus, and the platform is intuitive and easy to use. We’re happy to recommend Franklin to any company looking to scale efficiently."

Arturel

OMHU

Birdie

“Having the right financial setup is crucial for e-commerce companies looking to scale their business. With Franklin we don’t have to worry about low spend limits or waste time chasing down receipts from multiple platforms. To top it up, their monthly cashback gives us even more ammunition to scale our monthly marketing efforts. I highly recommend it!” - Emil Nissen, CEO & Co-founder

Bland Selv Frø

“We were looking for a payment card with high spending limits to fuel our digital advertising, and with their monthly cashback and bookkeeping capabilities, Franklin was a bit of a no-brainer" - Nikolaj van den Berg, PPC Specialist

Danish Endurance

"Getting cashback on our ad and software spend is the best invention since the wheel. Automatic integration to our finance system even saves time in accounting. Can’t recommend Franklin enough” - Henrik Berg, CEO and Co-Founder

BASIC + ALLY

"We chose Franklin because we needed a flexible spending solution without the limitations of traditional corporate cards. The cashback is a great bonus, and the platform is intuitive and easy to use. We’re happy to recommend Franklin to any company looking to scale efficiently."

Arturel

OMHU

Birdie

“Having the right financial setup is crucial for e-commerce companies looking to scale their business. With Franklin we don’t have to worry about low spend limits or waste time chasing down receipts from multiple platforms. To top it up, their monthly cashback gives us even more ammunition to scale our monthly marketing efforts. I highly recommend it!” - Emil Nissen, CEO & Co-founder

Bland Selv Frø

“We were looking for a payment card with high spending limits to fuel our digital advertising, and with their monthly cashback and bookkeeping capabilities, Franklin was a bit of a no-brainer" - Nikolaj van den Berg, PPC Specialist

Danish Endurance

"Getting cashback on our ad and software spend is the best invention since the wheel. Automatic integration to our finance system even saves time in accounting. Can’t recommend Franklin enough” - Henrik Berg, CEO and Co-Founder

BASIC + ALLY

"We chose Franklin because we needed a flexible spending solution without the limitations of traditional corporate cards. The cashback is a great bonus, and the platform is intuitive and easy to use. We’re happy to recommend Franklin to any company looking to scale efficiently."

Arturel

OMHU

Birdie

“Having the right financial setup is crucial for e-commerce companies looking to scale their business. With Franklin we don’t have to worry about low spend limits or waste time chasing down receipts from multiple platforms. To top it up, their monthly cashback gives us even more ammunition to scale our monthly marketing efforts. I highly recommend it!” - Emil Nissen, CEO & Co-founder

Bland Selv Frø

“We were looking for a payment card with high spending limits to fuel our digital advertising, and with their monthly cashback and bookkeeping capabilities, Franklin was a bit of a no-brainer" - Nikolaj van den Berg, PPC Specialist

Danish Endurance

"Getting cashback on our ad and software spend is the best invention since the wheel. Automatic integration to our finance system even saves time in accounting. Can’t recommend Franklin enough” - Henrik Berg, CEO and Co-Founder

BASIC + ALLY

"We chose Franklin because we needed a flexible spending solution without the limitations of traditional corporate cards. The cashback is a great bonus, and the platform is intuitive and easy to use. We’re happy to recommend Franklin to any company looking to scale efficiently."

Arturel

OMHU

Birdie

“Having the right financial setup is crucial for e-commerce companies looking to scale their business. With Franklin we don’t have to worry about low spend limits or waste time chasing down receipts from multiple platforms. To top it up, their monthly cashback gives us even more ammunition to scale our monthly marketing efforts. I highly recommend it!” - Emil Nissen, CEO & Co-founder

Bland Selv Frø

“We were looking for a payment card with high spending limits to fuel our digital advertising, and with their monthly cashback and bookkeeping capabilities, Franklin was a bit of a no-brainer" - Nikolaj van den Berg, PPC Specialist

Danish Endurance

"Getting cashback on our ad and software spend is the best invention since the wheel. Automatic integration to our finance system even saves time in accounting. Can’t recommend Franklin enough” - Henrik Berg, CEO and Co-Founder

BASIC + ALLY

"We chose Franklin because we needed a flexible spending solution without the limitations of traditional corporate cards. The cashback is a great bonus, and the platform is intuitive and easy to use. We’re happy to recommend Franklin to any company looking to scale efficiently."

Arturel

OMHU

Birdie

“Having the right financial setup is crucial for e-commerce companies looking to scale their business. With Franklin we don’t have to worry about low spend limits or waste time chasing down receipts from multiple platforms. To top it up, their monthly cashback gives us even more ammunition to scale our monthly marketing efforts. I highly recommend it!” - Emil Nissen, CEO & Co-founder

Bland Selv Frø

“We were looking for a payment card with high spending limits to fuel our digital advertising, and with their monthly cashback and bookkeeping capabilities, Franklin was a bit of a no-brainer" - Nikolaj van den Berg, PPC Specialist

Danish Endurance

"Getting cashback on our ad and software spend is the best invention since the wheel. Automatic integration to our finance system even saves time in accounting. Can’t recommend Franklin enough” - Henrik Berg, CEO and Co-Founder

BASIC + ALLY

"We chose Franklin because we needed a flexible spending solution without the limitations of traditional corporate cards. The cashback is a great bonus, and the platform is intuitive and easy to use. We’re happy to recommend Franklin to any company looking to scale efficiently."

Arturel

THE ALTERNATIVE

Franklin vs. the rest

Franklin is the alternative to banks that do not know your business, expense tools built for offices, and spreadsheets holding it all together.

Built for

Ad spend limits

Receipts

Bookkeeping

Cashback

Tools needed

Bank + expense tools

Office spaces

"Please call your advisor"

Manually chased

Manual, end of month

€0 - or tiered behind paid plans

3-4

Franklin

E-commerce - ads, payout, VAT

Up to €1M / month

Franklin agents fetch them for you

Done automatically as you spend

0.5% flat on everything - free plan included

Bank + expense tools

Built for e-commerce

Built for offices

Ad spend limits

"Please call your advisor"

Receipts

You chase them

Bookkeeping

Manual, end of month

Cashback

Nothing - or tiered behind paid plans

Tools needed

3-4

Franklin

Built for e-commerce

Yes - ads, payouts, VAT

Ad spend limits

Up to €1M / month

Receipts

Franklin agents fetch them

Bookkeeping

Done as you spend

Cashback

0.5% flat - free plan included

Tools needed

Just this 1 tool

Bank + expense tools

Built for e-commerce

Built for offices

Ad spend limits

"Please call your advisor"

Receipts

You chase them

Bookkeeping

Manual, end of month

Cashback

Nothing - or tiered behind paid plans

Tools needed

3-4

Franklin

Built for e-commerce

Yes - ads, payouts, VAT

Ad spend limits

Up to €1M / month

Receipts

Franklin agents fetch them

Bookkeeping

Done as you spend

Cashback

0.5% flat - free plan included

Tools needed

Just this 1 tool

PCI DSS

PSD2 SCA

GDPR

SAFEGUARDED FUNDS

3-D SECURE

DATA STAYS IN EU

NEVER TRAINS ON YOUR DATA

Boring where itactually matters

Safeguarded funds, strong customer authentication, encrypted everything. Exactly what you would expect from someone holding your money.

PCI DSS

PSD2 SCA

GDPR

SAFEGUARDED FUNDS

3-D SECURE

DATA STAYS IN EU

NEVER TRAINS ON YOUR DATA

Boring where itactually matters

Safeguarded funds, strong customer authentication, encrypted everything. Exactly what you would expect from someone holding your money.

Benjamin Franklin - 1737

"A penny saved is a penny earned."

He would have loved uncapped cashback.
Get started in minutes.

Get started

Franklin

The payment card built for e-commerce.

+45 7060 4676

(Mon-Thu 9-16, Fri 9-15)

support@hifranklin.com

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Product

Resources

Franklin Terms & conditions

Nium Terms & conditions

Company

Købmagergade 26C, 1st floor to the left, 1150, Copenhagen, Denmark

Franklin Technologies ApS. Cards will be issued by UAB Nium EU pursuant to a license by Visa Europe. UAB Nium EU is a company registered in Lithuania with company number 304548794, is authorised as an electronic money institution (Licence No. 14 issued on 29 September 2017 by the Bank of Lithuania).